Insurance... A necessity nowadays, and we don't mean car insurance.
Protecting your Buildings & Contents against loss is important. Indeed it is a legal requirement that you arrange adequate insurance for the buildings if you are the owner of the property!
Arranging contents insurance is simply good sense, how would you replace the items in your home in the event of a fire or loss through burglary?
Please contact us to discuss your requiremnets.
Additionally, we care about you and protecting your income if you suffer long-term ill health or if you have an accident.
Most people don't consider the problems they would face if they were unable to work through illness or accident or if they lost their job
Abacus can help take the worry away simply by advising you on the most suitable type of policy to protect your income and preserve your standard of living should the unforeseen happen.
Did you know that there are severe restrictions on the amount of help the government will give you with your mortgage payments if you are long term sick?. On 1st October 1995 the government radically changed the regulations regarding Income Support.
If you have a mortgage that started prior to this date you need to give careful consideration before making any changes to your mortgage.
Under the new regulations: Let's assume you are off work, perhaps due to long term illness, do you know that that the government will not provide assistance with mortgage interest payments until you have been off work for at least 39 weeks!
This is one reason why it is vital that you receive proper advice regarding protecting your income.
It is expected that all mortgage advisors provide information to borrowers on the benefits of arranging Accident Sickness & Unemployment cover at the time of setting up mortgages or amending existing mortgage finance.
Please feel free to speak to us and discuss your needs, we can be reached on 01383 731537 or e mail info@abacusifa.com
Abacus are authorised and regulated by the Financial Services Authority. Our registration number is 232121. You can check these details here www.fsa.gov.uk/register
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© Abacus Financial Planning Consultants Ltd. 2009